As an approved lender under the U.S. Small Business Administration (SBA) loan program, American United Bank is able to provide quick SBA loan approval on loans that may fall short of conventional financing standards. SBA loans offer greater flexibility in the structure of a loan with potentially lower equity requirements and longer terms.

Through the SBA loan program, the U.S. Government guaranties about 75% of the loan amount on most commercial loans over $150,000. On loans less than $150,000, the SBA guaranty is even greater. This SBA guaranty allows American United Bank to minimize its risk associated with an otherwise higher risk loan. At the same time, American United Bank is able to provide favorable financing for viable business financing opportunities. The American United Bank SBA loan programs are a great way to:

• Purchase owner occupied commercial real estate
• Buy machinery and equipment
• Expand a business
• Start a franchise
• Make leasehold improvements
• Remodel or renovate an office
• Increase Inventory
• Refinance balloon loans
• Purchase a business
• Augment working capital
• Make site improvements

Contact our American United Bank SBA loan professional today to discuss the many various financing alternatives available to small businesses in North Georgia . American United Bank specializes in SBA loans ranging from $50,000 to several million dollars through the SBA Low Doc loan program, the 7(a) loan program, and the popular 504 loan program. Small Business loans are big business to us!